Pick a tool
Four calculators. Roughly fifteen minutes total.
Every tool shows your answer instantly — no email gate, no signup, no "unlock your results."
Funding
OHIP fertility funding checker
Answer six quick questions and find out exactly what the Ontario Fertility Program covers — and the medication gotcha nobody warns you about.
Check eligibilityCost
Toronto IVF cost calculator
Estimate the full cost — funded vs private, meds, PGT-A, ICSI, freezing, storage. Built from our independent clinic price audit.
Calculate costCompare
GTA wait time comparison
Current funded IVF and private treatment waits across every GTA fertility clinic. Filter by area, inclusivity, and referral type.
Compare wait timesSave
Ontario fertility tax credit
Estimate what you'll get back — 25% Ontario refundable credit plus the federal Medical Expense Tax Credit. Most patients underclaim.
Estimate refund
Our method
Built on what we already verify across every GTA clinic.
Why these aren't just generic calculators.
Most online fertility tools repeat US-centric averages and call it a day. Ours run on the same data we use to compare every clinic in the directory — refreshed continuously, GTA-specific, and built by people who got tired of guessing.
- 01
Real clinic pricing, not industry estimates
Every cost range comes from our ongoing audit of GTA clinic price lists — base cycles, meds, PGT-A, freezing, storage. When clinics change pricing, the calculators change with them.
- 02
Current Ontario rules
OFP eligibility logic and the Ontario Fertility Treatments Tax Credit math reflect current provincial guidance. We review tax thresholds annually so the answers stay accurate.
- 03
Live wait time data
The same wait times we display on every clinic profile power the comparison tool — sortable, filterable, screenshot-ready for your group chat.
- 04
No email walls. Ever.
Results render on screen first. We'll happily email you a copy if you want one, but the answer is yours either way.